Investing Demystified

INVESTMENT Investing Demystified My review of Investing Demystified by Lars Kroijer. This book by the former hedge fund manager is a good summary of the basics of investment, including how to avoid the fees he used to charge. Lars Kroijer used to be a hedge fund...

How do Nobel laureates approach retirement?

INVESTMENT How do Nobel laureates approach retirement? Rules of thumb adopted by the financial advice industry are found wanting by two titans of financial economics. William F. Sharpe, Nobel laureate of Sharpe ratio fame, has called drawing down income in retirement...

In praise of annuities

INVESTMENT In praise of annuities This much-maligned product should remain a centrepiece of retirement planning. Until 2006 it was compulsory in the UK to use your pension pot to buy an annuity. Progressive relaxations of the rules have brought us to a position where...

Beyond The 4% Rule

INVESTMENT Beyond The 4% Rule My review of Beyond The 4% Rule by Abraham Okusanya. This retirement expert makes a good case for portfolio drawdown strategies, but underplays the value of annuities. Abraham Okusanya is the founder and CEO of Timeline. His firm provides...

A no-regrets financial plan

INVESTMENT A no-regrets financial plan This may not be the perfect plan, but it’s likely good enough for professionals starting out. Everything seems to happen at once in your thirties. It’s the point at which the career (and earnings) of many successful professionals...

The Simple Path to Wealth

INVESTMENT The Simple Path to Wealth My review of The Simple Path to Wealth by J L Collins. What started out as a set of letters to his daughter ended up as a personal finance classic. The financial services industry sometimes seems to exist to make things...